We are a local Colorado based mortgage company. We have been in business for over 16 years. Leveraging our network of 85 wholesale lenders we are able to offer our clients rates that are unbelievably low at very nominal to no closing costs. We get loans done fast and with no hassle. Even though our rates are wholesale, our service is definitely retail. Now you can have it all, wholesale rates, retail service
Meet your team at VeryNiceLoans
We care about your mortgage & are committed to making this process enjoyable.
NMLS# 302917
Santosh Manjrekar - President / Loan Officer
20+ years experience of making mortgage clients happy.
I am a terrible but enthusiastic golfer and have a wicked sense of humor.
I am an award-winning photographer and my work has been featured on the city of Lone Tree calendar.
I am a general aviation instrument rated pilot and love to fly Cirrus SR22 Turbo and other single engine prop.
I have been SCUBA diving since 1999 and have over hundred dives under my belt.
I am one of the fortunate few who has cage dived with "Great White Sharks" at Guadalupe Island, MX with the same crew who films "Shark Week" on discovery channel.
Former president of my kids PTO for the 4 years and very actively involved in the community.
World traveler and foodie. I have visited 45 countries so far.
Chef and wine connoisseur, I love to cook up a storm and then pair it with my favorite wines.
Drink mixologist, I have converted my living room into a bar lounge.
““A prenup with my wonderful wife of 27 years allows me to work late and on weekends; contact me anytime; I won’t get divorced :-)””
Apryl Hallberg - Mortgage Loan Processor Extraordinaire!
14+ years of happy mortgage clients
Loves to cook
Colorado Native
Has not met a dog or a cat that she does not love
““I once arranged for a notary to meet a client at the airport before their flight; because their travel plans changed; to get a deal closed... Relax! I got this””
